Living on $28K a Year in DC

I make a lot more than $28K a year. That’s not a flex. I mention this because it is so important to live below your means if you want to have any sort of financial success. Many people say it …

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Which Colleges are Worth It?

When some colleges cost over $60,000 per year and others $10,000 or less, the wrong question is being asked. Many wonder if college is worth it, but we don’t deal in absolutes here, so instead I will tell you which …

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How Half of Americans Can Retire in 10 Years

Everyone’s always worried about finances.  However, I will show you today how half of American households can retire in 10 years even if they start at 0 net worth.  This would not include a huge drop in lifestyle and it …

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9 Ways Robinhood is LOSING You Money

If you are looking for a broker, Robinhood is a great start. Once you become more sophisticated, you will slowly start to notice the many pitfalls of such a barebones beginner friendly platform. In this article we will review why …

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My Plan for Early Retirement in 2021

In this article, I will give you my plans for 2021 to retire early and reach financial independence. Around 4 years ago my coworker who had just graduated college asked me what my 5 year plan was. I told them …

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Tax Efficient Investing for the Everyday American

Many billionaires get rich by avoiding taxes.  How can you employ some of their methods to increase your net worth and financial stability? Long Term Capital Gains (LTCG) vs Short Term Capital Gains/Ordinary Income We all know capital gains taxes …

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Tax Loss Harvesting [Explained]

In this article, we will answer the question What is tax loss harvesting? How do you do it? and When should you do it? We’ve all been there, we buy some stocks, they go up, we are happy. However, some …

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