About

As long as I can remember, I’ve been the laziest person I’ve known

When I opened a bank account with my mom at the age of 9, I learned the concept of compound interest. Back then, there were advertisements for 4% and 5% interest rates. When I got home, I did calculations and found out that I would need $20,000,000 saved to make $1,000,000 worth of interest every year. Upon joining the workforce, I figured out that $20,000,000 takes a long time to save up, and interest rates are sharply different, as you are lucky to get even 1%–so I had to find some new methods.

We live in a unique timeline where we can optimize and automate so much of our lives. I’ve always hated the traditional timeline of life where we go to school for 10 to 20 years and work for 50 to 60. If we look back at human history, we do not have that much more free time than our ancestors despite having access to all the amenities that modern technology offers.

For example, many people have access to more information than the Great Library of Alexandria in our smartphones which is being used by approximately 3.5 billion people (almost half the world population!). For example, many people have access to more information than the Great Library of Alexandria in our smartphones which is being used by approximately 3.5 billion people (almost half the world population!). There is no reason for an ordinary person to live an ordinary life.

“Insert inspirational quote here.” – Someone I Respect

I first found out about FIRE (Financial Independence Retire Early) in the first month I started my first job out of college (consulting). Since I know basic math, I was able to understand and verify all these estimates, and set out to spend as little as possible while making as much as possible while trying to keep my hours worked low and my wellbeing high. I had a goal set out for retiring in 7 years.

FIRE at it’s core is super simple. Spend less than you earn and invest the difference. However, since most people who do FIRE are actually smarter than the average, I wanted to take things to the next level by putting in a little more effort than just blindly investing in index funds but without the risk and work required in real estate. I optimized spending habits, found the most affordable but usable items for every spending category, and took advantage of my finance degree by making keen investments.

I’m proud to say that I have finally achieved my goal after just 5 years, but I had many surprises along the way. For example I built a YouTube and web personality that earned more than my day job, and I also saved enough to FIRE. I now essentially have two viable methods to quit my day job while only needing one.

Join me in my journey to disrupt the status quo. I will be talking about my money, food, and life.

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