Living on $28K a Year in DC
I make a lot more than $28K a year. That’s not a flex. I mention this because it is so important to live below your means if you want to have any sort of financial success. Many people say it …
Money
Which Colleges are Worth It?
When some colleges cost over $60,000 per year and others $10,000 or less, the wrong question is being asked. Many wonder if college is worth it, but we don’t deal in absolutes here, so instead I will tell you which …
How Half of Americans Can Retire in 10 Years
Everyone’s always worried about finances. However, I will show you today how half of American households can retire in 10 years even if they start at 0 net worth. This would not include a huge drop in lifestyle and it …
9 Ways Robinhood is LOSING You Money
If you are looking for a broker, Robinhood is a great start. Once you become more sophisticated, you will slowly start to notice the many pitfalls of such a barebones beginner friendly platform. In this article we will review why …
My Plan for Early Retirement in 2021
In this article, I will give you my plans for 2021 to retire early and reach financial independence. Around 4 years ago my coworker who had just graduated college asked me what my 5 year plan was. I told them …
Tax Efficient Investing for the Everyday American
Many billionaires get rich by avoiding taxes. How can you employ some of their methods to increase your net worth and financial stability? Long Term Capital Gains (LTCG) vs Short Term Capital Gains/Ordinary Income We all know capital gains taxes …
How to Pay No Taxes on $100,000 Income in 2021 [Standard Deduction]
In this article, we will show you how to pay zero federal taxes in 2021 while making $100,000. I know, I know, $100,000 tax free sounds too good to be true. In some ways it is because of the caveats. …
Tax Loss Harvesting [Explained]
In this article, we will answer the question What is tax loss harvesting? How do you do it? and When should you do it? We’ve all been there, we buy some stocks, they go up, we are happy. However, some …